Sending money back home is more than just a transaction — it’s a responsibility. For millions of Indian expats working in the UAE, monthly remittances are used to cover everything from parents’ medical expenses and children’s school fees to home loans and daily groceries.
But the act of sending money is often riddled with unfair fees, poor exchange rates, and frustrating delays. Many expats don’t realize how much they lose in the process — sometimes as much as AED 25 to AED 50 per transaction or several rupees shaved off the exchange rate.
There’s no reason to accept that anymore. Here’s how you can do better — and how Huru is helping thousands of Indian expats maximize every dirham they send.
The real cost of sending money to India
When comparing services, many people look only at the transfer fee. But the total cost of a remittance includes:
Transfer fees — upfront charges that can vary by provider and amount.
Exchange rate markup — a hidden charge where services offer a lower-than-market rate and keep the difference as profit.
Delays in processing — where the recipient waits days to receive funds, sometimes incurring penalties or interest due to late payments.
This means that a “free” transfer might still cost you more than one with a small fee but a better rate.
What Indian expats need
The needs of Indian workers in the UAE have evolved. Today’s remitters want:
- Fast transfers that don’t keep family members waiting
- Fair and transparent rates, ideally as close to Google or mid-market rates as possible
- No hidden charges
- 24/7 accessibility from their mobile phone
- Reliable customer support in case something goes wrong
Unfortunately, many traditional exchange houses and banks still don’t offer this. They might have long queues, fixed rates that don’t reflect the live market, or delays that stretch over weekends and holidays.
Why Huru is the better way to send money to India
Huru was built from the ground up with expats in mind — especially those who are underserved by traditional banks or locked out of financial systems because of rigid documentation requirements.
Here’s what makes it different:
Clear transfer fees, from AED 5
You see the full fee before you send — from AED 5 to AED 21, depending on the country and currency (see the schedule of charges).
Transparent exchange rates
Huru shows you the exchange rate before you send; it may include our exchange partner’s margin and can change during the day.
So you know the INR amount before you send.
Fast processing
Most transfers to Indian bank accounts are completed within minutes or a few hours, not days. No more waiting until Monday because you sent money on a Friday evening.
All-digital convenience
Download the app, register with your Emirates ID, and start sending. You don’t need to visit a branch or carry cash. The whole process is paperless, mobile-friendly, and multilingual.
Local support that gets you
We understand the concerns of Indian expats — and our team is trained to handle your queries in multiple languages, including Hindi, Malayalam, Tamil, and more.
How to start sending with Huru
- Download the Huru app from Google Play or Apple App Store
- Register using your Emirates ID — no salary slip required
- Add a beneficiary’s Indian bank account (it takes less than a minute)
- Top up your Huru account via bank transfer
- Send money and track it live from the app
You’ll get confirmation once it’s received on the other end. It’s that simple.
Final thoughts: Don’t let your hard-earned dirhams go to waste
Every dirham you earn is valuable — and every rupee your family receives counts. In 2026, you don’t need to stick with outdated services that cost more and give less.
Huru offers a faster, fairer, and more transparent way to send money from the UAE to India.
Thousands have already made the switch — join them today and send money the smart way.